601528.SS
601528.SS
CNE1000050Z2
ZHEJIANG SHAOXING RUIFENG RURAL
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Company Profile

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd provides commercial banking products and services in China. It offers personal wealth products and services that cover financial products, precious metals, funds, insurance products, and asset management products; savings, demand, time, structured, and notice deposit products, as well as certificate of deposit; personal, business, consumer, mortgage, operating, and e-flash loans; credit and debit cards, gold and platinum cards, and cards with VIP privileges; and mobile and online banking services. The company also offers financial management products and services; settlement products and services comprising electronic money transfer, bank draft, transfer check, promissory note, local entrusted collection, remote collection of payments, and collection and payment; cross-border RMB settlement, clean and import collection, export documentary collection, letter of credit document review/negotiation, letter of credit notice, foreign exchange remittance, and global forex. In addition, it provides blockchain instant loans, customs and trade e-loan, foreign exchange loans, import financing, - short-term export credit insurance financing, export invoice financing, forfaiting, export discounting, export financing, and packing loan under export letter of credit. The company was founded in 1987 and is based in Shaoxing, China.

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
27.2% p.a.
Max Drawdown (5Y)
-52.8%
Sharpe Ratio (5Y)
-0.43
Beta Factor
0.29
Size Class
Large Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Historical Stress Test: Maximum peak-to-trough drawdown of -52.8% in the extended horizon.
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