8303.T
8303.T
JP3729000004
SBI SHINSEI BANK LTD
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Company Profile

SBI Shinsei Bank, Limited provides banking and financial products and services to individual customers, corporations, public-sector entities, and financial institutions in Japan. The company offers retail banking, home mortgages, investment trust, consumer finance, unsecured personal loans, shopping credit and credit cards, loans secured by real estate, fundraising services, corporate and syndicated loans, acquisition and ship finance, healthcare finance, renewable energy finance, finance for start-ups, private equity, real estate non-recourse finance, and project finance services. It also provides asset and wealth management services, business succession, credit guarantee, credit trading, M&A advisory, and foreign exchange and derivatives services. The company was formerly known as Shinsei Bank, Limited and changed its name to SBI Shinsei Bank, Limited in January 2023. SBI Shinsei Bank, Limited was founded in 1952 and is based in Chuo, Japan. SBI Shinsei Bank, Limited operates as a subsidiary of SBI Regional Bank Holdings Co., Ltd.

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
3Y Volatility
-
Max Drawdown (3Y)
-
Sharpe Ratio (3Y)
-
Beta Factor
-0.13
Size Class
Mega Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (714238904.5% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -100.0% in the extended horizon.
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