HEIMAR.IC - Risk

Elevated Business & Solvency Risk

Caution: In addition to price volatility, there are balance sheet risks due to higher debt or weaker liquidity (Health Score: 60/100).

Volatility Risk

Transparent evaluation of price volatility (SRI), Beta, and historical drawdowns.

Volatility Risk Score

5/7 Elevated

5 / 7 SRI Price Fluctuation & Beta

Above-average volatility. Suitable for experienced investors with high risk tolerance (5+ years horizon). Moves noticeably less than the broader market (0.1x).

Beta (Market Relation)

0.1x

Defensive

Volatility (5Y p.a.)

18.5% p.a.

5-Year Horizon

Max Drawdown (5Y)

-43.9%

5-Year Horizon

Sharpe Ratio

0.04

Return / Risk

Elevated Risk / Growth: Score Basis:

Multi-Horizon Risk & Performance Matrix

Historical volatility, drawdowns, and risk-adjusted return across 1, 3, 5, and 10 years.

Timeframe	Volatility (p.a.)	Max Drawdown	Sharpe Ratio	Return (p.a.)
1 Year	—	—	—	-7.8%
3 Years	18.0%	-19.3%	0.52	+11.8%
5 Years	18.5%	-43.9%	0.04	+3.3%
10 Years	20.8%	-53.8%	0.01	+2.8%

Automated Risk & Health Notes (Red Flags)

Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).

Historical Stress Test: Maximum peak-to-trough drawdown of -53.8% in the extended horizon.