HTB
HTB
US4378721041
HomeTrust Bancshares, Inc.
Loading chart...

Company Profile

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises one-to-four-family real estate lending, multifamily, home equity lines of credit, construction and land development, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and land development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, and municipal leases, as well as cash management and online/mobile banking services. In addition, the company invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. Further it provides healthcare banking, designed to serve the distinct financial needs of healthcare practices and professionals; provides customized financial solutions and relationship-driven support for medical, dental, and veterinary practices throughout each stage of the business lifecycle, from acquisition and ownership transition to expansion and long-term operations. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

Latest News

Related stocks

SHBI
SHBI • United States
Shore Bancshares, Inc.
22.27 USD
743.2M USD 1Y +40.5%
CWBC
CWBC • United States
Community West Bancshares
25.71 USD
697.62M USD 1Y +26.9%
SMBC
SMBC • United States
Southern Missouri Bancorp, Inc.
69.93 USD
770.16M USD 1Y +36.1%
PGC
PGC • United States
Peapack-Gladstone Financial Cor
43.37 USD
768.86M USD 1Y +57.8%
FMNB
FMNB • United States
Farmers National Banc Corp.
14.97 USD
886.94M USD 1Y +7.3%
IBCP
IBCP • United States
Independent Bank Corporation
35.37 USD
785.19M USD 1Y +14.8%
ALRS
ALRS • United States
Alerus Financial Corporation
31.07 USD
774.5M USD 1Y +46.6%
WASH
WASH • United States
Washington Trust Bancorp, Inc.
37.07 USD
707.09M USD 1Y +31.7%

Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
27.9% p.a.
Max Drawdown (5Y)
-43.9%
Sharpe Ratio (5Y)
0.24
Beta Factor
0.80
Size Class
Small Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (27.9% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -58.3% in the extended horizon.
ende