OSBC
OSBC
US6802771005
Old Second Bancorp, Inc.
Loading chart...

Company Profile

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Latest News

Related stocks

FMBH
FMBH • United States
First Mid Bancshares, Inc.
48.52 USD
1.29B USD 1Y +33.8%
LKFN
LKFN • United States
Lakeland Financial Corporation
56.84 USD
1.41B USD 1Y -9.2%
TMP
TMP • United States
Tompkins Financial Corporation
95.73 USD
1.38B USD 1Y +48%
AMAL
AMAL • United States
Amalgamated Financial Corp.
46.58 USD
1.39B USD 1Y +73.2%
AMTB
AMTB • United States
Amerant Bancorp Inc.
28.77 USD
1.13B USD 1Y +53%
BFST
BFST • United States
Business First Bancshares, Inc.
30.49 USD
992.45M USD 1Y +30.1%
UVSP
UVSP • United States
Univest Financial Corporation
40.9 USD
1.13B USD 1Y +38.4%
QCRH
QCRH • United States
QCR Holdings, Inc.
97.21 USD
1.59B USD 1Y +31.6%

Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
29.2% p.a.
Max Drawdown (5Y)
-36.6%
Sharpe Ratio (5Y)
0.36
Beta Factor
0.77
Size Class
Small Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (29.2% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -60.3% in the extended horizon.
ende