DPAY.L - Risk

Risk & Diversification Scores

Transparent evaluation of price volatility (SRI) and 4-dimensional portfolio diversification.

Volatility Risk Score

7/7 Very High

7 / 7 SRI PRIIPs Risk Class

Very high volatility or fundamental risks. Significant loss potential; strictly for aggressive investors.

Volatility (5Y)

26.1% p.a.

5-Year Horizon

Max Drawdown (5Y)

-48.4%

Deepest Drawdown

Sharpe Ratio

-0.34

Negative (< 0.0)

Rec. Holding Period

10+ Years

Investment Horizon

Speculative / High Risk: Score Basis:

Diversification Score

Broadly Diversified (< 35%)

36 / 100 Portfolio Diversification

4 Dimensions: Holdings (30%) • Sectors (25%) • Industries (25%) • Regions (20%)

High risk diversification: No dependency on individual heavyweights.

Top 10 Holdings

31.3%

Low Concentration

Effective Holdings

~38

of 39 holdings

Top Sector

65.0%

Technology

Top Region / Country

58.7%

United States

Excellent multi-dimensional diversification across holdings, industries, and geographies.

Multi-Horizon Risk & Performance Matrix

Historical volatility, drawdowns, and risk-adjusted return across 1, 3, 5, and 10 years.

Timeframe	Volatility (p.a.)	Max Drawdown	Sharpe Ratio	Return (p.a.)
1 Year	—	—	—	-13%
3 Years	23.0%	-27.5%	0.22	+7.6%
5 Years	26.1%	-48.4%	-0.34	-6.3%
10 Years	—	—	—	—

Notes & Warnings

🟢 Favorable / fair valuation: Avg P/E of 18.1

🟢 Balanced position distribution (< 35% in Top 10)

🟢 Deep market liquidity & capital coverage (Tier 1)

⚠️ Fund closure risk (< 50M € AUM)

🟡 Moderate analyst coverage (14.3 analysts)

🔴 Severe sector concentration risk: 65% in "Technology".

🔴 Extreme industry concentration: 53% in "Software - Infrastructure".

⚠️ Growth estimates are concentrated: Top 3 growth drivers account for 60% of forward growth.

⚠️ Historical Stress Test: Maximum peak-to-trough drawdown of -48.4% in the extended horizon.