XUHC.L - Risk

Risk & Diversification Scores

Transparent evaluation of price volatility (SRI) and 4-dimensional portfolio diversification.

Volatility Risk Score

5/7 Elevated

5 / 7 SRI PRIIPs Risk Class

Above-average volatility. Suitable for experienced investors with high risk tolerance (5+ years horizon).

Volatility (5Y)

15.0% p.a.

5-Year Horizon

Max Drawdown (5Y)

-17.9%

Deepest Drawdown

Sharpe Ratio

0.16

Moderate (0.0 - 0.5)

Rec. Holding Period

5 - 10+ Years

Investment Horizon

Elevated Risk / Growth: Score Basis:

Diversification Score

High Concentration (> 50%)

28 / 100 Portfolio Diversification

4 Dimensions: Holdings (30%) • Sectors (25%) • Industries (25%) • Regions (20%)

High concentration risk: A few heavyweights drive the majority of fund value.

Top 10 Holdings

59.9%

Focused

Effective Holdings

~26

of 62 holdings

Top Sector

99.9%

Healthcare

Top Region / Country

97.6%

United States

Elevated concentration in top individual holdings, leading sectors, or key regions.

Multi-Horizon Risk & Performance Matrix

Historical volatility, drawdowns, and risk-adjusted return across 1, 3, 5, and 10 years.

Timeframe	Volatility (p.a.)	Max Drawdown	Sharpe Ratio	Return (p.a.)
1 Year	—	—	—	+12.6%
3 Years	14.5%	-17.9%	0.4	+8.3%
5 Years	15.0%	-17.9%	0.16	+4.9%
10 Years	16.2%	-27.3%	0.34	—

Notes & Warnings

⚠️ Elevated valuation: Avg P/E of 30.6

🟢 Deep market liquidity & capital coverage (Tier 1)

🟢 Established large fund (> 500M € AUM)

🟢 High institutional analyst coverage (23.3 analysts)

⚠️ Elevated top 10 holdings concentration: 60% of fund in top 10 positions.

🔴 Severe sector concentration risk: 100% in "Healthcare".

⚠️ Industry concentration: 50% in "Drug Manufacturers - General".

🔴 Growth estimates are hyper-concentrated: Top 3 growth drivers account for 89% of total forward growth.

⚠️ Elevated Regulatory & Policy Risk: 100% in heavily regulated industries (defense, regulated utilities, healthcare policy).

🟢 Strong Defensive Buffer: 94% in crisis-resilient, non-cyclical sectors (consumer staples, healthcare, utilities).