BAJAJFINSV.NS
BAJAJFINSV.NS
INE918I01026
BAJAJ FINSERV LTD.
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Company Profile

Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, home, business, gold, loan for doctors and lawyers; loan against properties, securities, car, fixed deposit, insurance policy, mutual funds, and shares; unsecured and secured loans to small and medium-sized enterprises; two- and three-wheeler loans; used car and tractor loan; financing for products, such as consumer electronics, digital, furniture, e-commerce purchases and retail spends; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, stock trading, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and credit cards. In addition, it owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
26.2% p.a.
Max Drawdown (5Y)
-42.7%
Sharpe Ratio (5Y)
-0.12
Beta Factor
0.40
Size Class
Mega Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Critical leverage: Debt-to-Equity is at 256%.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (26.2% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -58.6% in the extended horizon.
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