BAJFINANCE.NS
BAJFINANCE.NS
INE296A01032
BAJAJ FINANCE LIMITED
Loading chart...

Company Profile

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, lifestyle products, lifecare services, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises; loans against property, mutual funds, insurance policies, and shares; developer finance and lease rental discounting services; commercial vehicle financing; and new and used car financing, and tractor financing. In addition, the company offers commercial and rural lending; public and corporate deposits; loans against securities; micro-finance and auto financing lending; proprietary trading, ESOP financing, and broking and margin trade financing services. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd.

Related stocks

SHRIRAMFIN.BO
SHRIRAMFIN.BO • India
Shriram Finance Limited
941 INR
22.88B USD 1Y +38%
TATACAP.NS
TATACAP.NS • India
TATA CAPITAL LIMITED
318.7 INR
13.89B USD 1Y -3.6%
CHOLAFIN.BO
CHOLAFIN.BO • India
CHOLAMANDALAM INVESTMENT AND F
1,584.4 INR
14.04B USD 1Y -3.9%
IRFC.NS
IRFC.NS • India
INDIAN RAILWAY FIN CORP L
74.7 INR
10.09B USD 1Y -40.3%
MUTHOOTFIN.NS
MUTHOOTFIN.NS • India
MUTHOOT FINANCE LIMITED
2,624.7 INR
10.89B USD 1Y -19.2%
RECLTD.NS
RECLTD.NS • India
REC LIMITED
300 INR
8.16B USD 1Y -19.3%
PFC.NS
PFC.NS • India
POWER FIN CORP LTD.
327.8 INR
11.18B USD 1Y -18.5%
SBICARD.NS
SBICARD.NS • India
SBI CARDS & PAY SER LTD
562 INR
5.53B USD 1Y -40.5%

Key Metrics & Overview

Detailed metrics & financial data of the company

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
28.4% p.a.
Max Drawdown (5Y)
-33.4%
Sharpe Ratio (5Y)
0.06
Beta Factor
0.32
Size Class
Mega Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Critical leverage: Debt-to-Equity is at 315%.
Strong cyclicality: The business model is sensitive to economic downturns.
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (28.4% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -62.5% in the extended horizon.
ende