CIVB
CIVB
US1788671071
Civista Bancshares, Inc.
Loading chart...

Company Profile

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. In addition, the company offers time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Further, its loan portfolio includes commercial and agriculture; commercial real estate – owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. Additionally, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products and investment advisory services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Latest News

Related stocks

NPB
NPB • United States
Northpointe Bancshares, Inc.
15.84 USD
547.78M USD 1Y -10.6%
UNTY
UNTY • United States
Unity Bancorp, Inc.
54.33 USD
545.61M USD 1Y +14.4%
BWB
BWB • United States
Bridgewater Bancshares, Inc.
20.25 USD
564.65M USD 1Y +17.2%
FBIZ
FBIZ • United States
First Business Financial Servic
69.36 USD
580.43M USD 1Y +40.3%
KRNY
KRNY • United States
Kearny Financial
9.07 USD
572.98M USD 1Y +37.3%
PEBO
PEBO • United States
Peoples Bancorp Inc.
35.8 USD
583.39M USD 1Y +21%
SFST
SFST • United States
Southern First Bancshares, Inc.
59.65 USD
564.99M USD 1Y +39.9%
BWFG
BWFG • United States
Bankwell Financial Group, Inc.
64.72 USD
515.95M USD 1Y +52.3%

Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
30.2% p.a.
Max Drawdown (5Y)
-46.4%
Sharpe Ratio (5Y)
-0.03
Beta Factor
0.65
Size Class
Small Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (30.2% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -55.5% in the extended horizon.
ende