CREDIA.AT
CREDIA.AT
GRS001003052
CrediaBank S.A.
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Company Profile

CrediaBank S.A. provides financial and banking services to individuals and companies in Greece. It offers saving, current, payroll, and pension accounts; time deposits; and sight and tiered interest rate sight interest-bearing accounts, as well as simple term deposits. The company also provides consumer, mortgage, ECO, business premises, working capital, and long and short-term loans. In addition, it offers life, home, car, and personal cyber investment insurance products. Further, it provides credit, debit, and prepaid cards; digital wallets; leasing and factoring; payment; POS terminal devices; financing; letters of guarantee; and investment products and mutual fund services. The company was formerly known as Attica Bank S.A. and changed its name to CrediaBank S.A. in August 2025. The company was founded in 1924 and is headquartered in Chalandri, Greece.

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
267.2% p.a.
Max Drawdown (5Y)
-100.0%
Sharpe Ratio (5Y)
-0.31
Beta Factor
1.40
Size Class
Small Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
🔴 High valuation risk: Avg P/E of 46.0 (Elevated multiple compression risk)
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (267.2% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -100.0% in the extended horizon.
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