FOA
FOA
US31738L2060
Finance of America Companies In
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Company Profile

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services. The company was founded in 2013 and is headquartered in Plano, Texas.

Latest News

U.S. Housing Stocks at a Turning Point as Mortgage Demand Falls 37%
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Time to Build Better Corporate Governance at BETR
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Time to Build Better Corporate Governance at BETR
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Strength Seen in Fannie Mae (FNMA): Can Its 7.3% Jump Turn into More Strength?
FOA
Finance of America Earns 2026 Great Place To Work CertificationTM
FOA

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics
Country
United States
Region
North America
Sector
Financial Services
Industry
Credit Services
Website
https://www.financeofamerica.com

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
76.3% p.a.
Max Drawdown (5Y)
-92.3%
Sharpe Ratio (5Y)
-0.35
Beta Factor
1.69
Size Class
Micro Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Critical leverage: Debt-to-Equity is at 2968%.
Unprofitable business model: The company is currently generating net losses.
High market risk: Beta of 1.69 indicates above-average volatility compared to the broader market.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Elevated Short-Term Volatility: 3Y volatility (80.5%) is noticeably higher than the 5Y average (76.3%).
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (76.3% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -92.3% in the extended horizon.
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