IOB.NS
IOB.NS
INE565A01014
INDIAN OVERSEAS BANK
Loading chart...

Company Profile

Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury Operations, Corporate/Wholesale Banking Operations, Retail Operations, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. The company also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, digital, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Thailand, and Sri Lanka. Indian Overseas Bank was incorporated in 1936 and is headquartered in Chennai, India.

Related stocks

FEDERALBNK.NS
FEDERALBNK.NS • India
FEDERAL BANK LTD
330 INR
8.42B USD 1Y +59.2%
YESBANK.NS
YESBANK.NS • India
YES BANK LIMITED
20.5 INR
6.65B USD 1Y -8.6%
INDUSINDBK.NS
INDUSINDBK.NS • India
INDUSIND BANK LIMITED
861.65 INR
6.94B USD 1Y +15%
IDFCFIRSTB.BO
IDFCFIRSTB.BO • India
IDFC FIRST BANK LIMITED
79.31 INR
7.07B USD 1Y +8.9%
AUBANK.NS
AUBANK.NS • India
AU SMALL FINANCE BANK LTD
982 INR
7.6B USD 1Y +29.2%
INDIANB.NS
INDIANB.NS • India
INDIAN BANK
829.8 INR
11.55B USD 1Y +8.3%
RBLBANK.NS
RBLBANK.NS • India
RBL BANK LIMITED
418 INR
6.7B USD 1Y +45.8%
BANKINDIA.NS
BANKINDIA.NS • India
BANK OF INDIA
134.46 INR
6.33B USD 1Y +6.9%

Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
43.9% p.a.
Max Drawdown (5Y)
-61.9%
Sharpe Ratio (5Y)
0.09
Beta Factor
0.29
Size Class
Mega Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
Strong cyclicality: The business model is sensitive to economic downturns.
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (43.9% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -78.7% in the extended horizon.
ende